Last updated: March 14, 2026
By subscribing to, accessing, or using The Patient Idiot newsletter, website, or any associated content and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, do not subscribe or use our services.
The Patient Idiot is an entertainment-focused trading content platform and newsletter. We produce trading-related entertainment content including live streams, trade recaps, newsletters, and community features. We are not a financial advisory service, investment firm, or broker dealer.
All content produced by The Patient Idiot including but not limited to live streams, videos, newsletters, trade recaps, and community posts is intended for entertainment purposes only. Nothing on this platform constitutes:
Financial advice
Investment advice
A recommendation to buy or sell any security, futures contract, or financial instrument
A solicitation to invest
Trading futures and derivatives involves substantial risk of loss. You should never trade with money you cannot afford to lose. Always consult a qualified financial professional before making any trading or investment decisions.
4.1 Nature of the Program The Rewards Club is a fan appreciation and community rewards program. It is not an investment product, financial instrument, or guaranteed source of income. Participation in the Rewards Club does not constitute an investment in The Patient Idiot or any affiliated trading activity.
4.2 Eligibility To be eligible for a Rewards Club payout you must meet all of the following requirements at the time of each payout:
Be an active subscriber to The Patient Idiot newsletter
Be subscribed to The Patient Idiot on YouTube
Be following The Patient Idiot on Instagram and TikTok
Have liked and commented on the specific video or stream that generated the qualifying profit within 24 hours of its publication
Eligibility is determined on a per-payout basis. Meeting eligibility requirements for one payout does not guarantee eligibility for future payouts.
4.3 Payout Trigger Rewards Club payouts are triggered when The Patient Idiot receives a prop firm trading payout of $500 or more. The full gross payout amount is used to calculate pool distributions. Payouts are not guaranteed and depend entirely on trading performance.
4.4 Pool Structure Payouts are distributed across four pools based on tier membership:
Intern pool: 10% — distributed among all eligible subscribers
Associate pool: 10% — distributed among Associate, Director, and Principal members only
Director pool: 10% — distributed among Director and Principal members only
Principal pool: 20% — distributed among Principal members only
The Patient Idiot retains 50% of every qualifying payout
Pool distributions are prorated based on the number of eligible members in each pool at the time of payout. Individual earnings will vary.
4.5 No Guarantee of Earnings Past payouts are not indicative of future payouts. The Patient Idiot makes no representations or guarantees regarding the frequency, size, or consistency of Rewards Club payouts. Trading performance is inherently unpredictable and payouts may be infrequent or may not occur at all during certain periods.
4.6 Payout Process Payout instructions will be communicated via newsletter. It is your responsibility to follow the payout process and submit required information within the specified timeframe. The Patient Idiot is not responsible for missed payouts due to failure to follow instructions or meet eligibility requirements.
5.1 Paid Tiers Paid subscriptions are billed on a monthly, quarterly, or annual basis depending on the plan selected. The Principal tier is a one-time payment. All prices are listed in USD.
5.2 Recurring Billing By purchasing a paid subscription you authorize recurring charges to your payment method at the selected billing interval until you cancel. You may cancel at any time through your account settings.
5.3 Refunds All subscription payments are non-refundable unless required by applicable law. Cancellation of a paid subscription will take effect at the end of the current billing period. You will retain access to paid features until that date.
5.4 Price Changes We reserve the right to change subscription prices at any time. We will provide reasonable notice of any price changes. Continued use of your subscription after a price change constitutes acceptance of the new price.
5.5 Principal Tier The Principal tier is a one-time payment that provides access to Principal-level benefits for the first year. After the first year, Principal members are automatically transitioned to Director pool access. The one-time payment does not guarantee any specific payout amount or frequency.
The Patient Idiot trades using simulated and funded accounts provided by third party prop firms. These accounts operate in simulated trading environments and are not live brokerage accounts unless explicitly stated. The Patient Idiot is not affiliated with, endorsed by, or sponsored by any prop firm, trading platform, or financial institution unless explicitly stated in a specific post, video, or newsletter.
All content produced by The Patient Idiot including videos, newsletters, graphics, and written materials is the intellectual property of The Patient Idiot. You may not reproduce, distribute, or use our content for commercial purposes without prior written permission.
By participating in The Patient Idiot community you agree not to:
Post spam, solicitations, or promotional content without permission
Harass, threaten, or abuse other community members
Share false or misleading information
Attempt to manipulate Rewards Club eligibility through fraudulent engagement
Violate any applicable laws or regulations
We reserve the right to remove any content and terminate any subscription that violates these standards without refund.
We reserve the right to terminate or suspend your subscription and access to our services at any time for violation of these terms, fraudulent activity, or any other reason at our sole discretion. In the event of termination for cause, no refund will be issued.
Our services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or free of harmful components.
To the fullest extent permitted by applicable law, The Patient Idiot shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, participation in the Rewards Club, or reliance on any content we produce. Our total liability to you for any claim shall not exceed the amount you paid for your subscription in the three months preceding the claim.
You agree to indemnify and hold harmless The Patient Idiot from any claims, damages, losses, or expenses arising from your use of our services, violation of these terms, or infringement of any third party rights.
These terms are governed by the laws of the State of Maryland, United States, without regard to conflict of law principles. Any disputes arising from these terms shall be resolved in the courts of Maryland.
We reserve the right to update these terms at any time. We will notify subscribers of material changes via email or newsletter. Continued use of our services after changes take effect constitutes acceptance of the updated terms.
If you have any questions about these terms contact us at:
support@thepatientidiot.com